UAE Employers to Fully Cover Emirati Pension Contributions

Aug 6, 2026

64 min

Aug 6, 2026 17:30

Employers to bear pension contributions for Emirati employees

## New Nafis Reforms

Starting September, private-sector employers in the UAE will be responsible for the full pension contributions of their Emirati employees. This change is part of the Nafis programme's latest updates, which aim to enhance the long-term protection and job security of Emirati workers.

## Gradual Implementation

Previously, employer contributions were introduced gradually, beginning at 0% and increasing over several years. The new reforms eliminate this phased approach, requiring employers to cover the entire contribution immediately.

## Focus on Quality Emiratization

The reforms emphasize improving the quality of employment for Emiratis, rather than just increasing their numbers in the private sector. By ensuring fair compensation and career advancement opportunities, the programme aims to make private-sector jobs more attractive and sustainable for Emirati citizens.

## Shared Responsibility

Nafis highlights the importance of a balanced approach, where employers, employees, and the government each play a role. Employers are expected to provide fair salaries and conducive work environments, while Emirati employees are encouraged to continuously develop their skills.

## Long-term Vision

These updates are part of a broader vision to transform Emiratisation into a sustainable national development project. By investing in national talent and creating a more balanced labor market, the UAE aims to empower Emiratis and enhance their confidence in private-sector employment.

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