AU Small Finance Bank Increases NRI Deposit Rates

Jul 29, 2026

70 min

Jul 29, 2026 08:31

AU Small Finance Bank raises FCNR deposit rates to 7.40% and NRE fixed deposit rates to 7.60%

## Revised Interest Rates

AU Small Finance Bank has announced an increase in interest rates for its Non-Resident Indian (NRI) deposit schemes. Effective from July 27, 2026, the bank has raised the Foreign Currency Non-Resident [FCNR(B)] deposit rates to 7.40% per annum for a tenure of 3-4 years. Additionally, the Non-Resident External (NRE) Fixed Deposit rates have been increased to 7.60% per annum for a tenure ranging from 36 months and 1 day to 45 months.

## Benefits for NRIs

These enhanced rates are part of AU Small Finance Bank's strategy to offer more attractive banking solutions to NRIs, particularly those residing in the UAE and Gulf region. The bank aims to provide secure, fully repatriable, and digitally accessible banking services, allowing NRIs to grow their savings while maintaining a connection to banking services in India.

## Banking Convenience

The bank offers a range of digital services, including the AU 0101 App, WhatsApp Banking, and 24x7 Video Banking, to facilitate easy access to banking services for NRIs worldwide. These services ensure that both new and existing customers can manage their accounts conveniently from anywhere.

## Strategic Move

Sanjay Agarwal, the Founder, MD & CEO of AU Small Finance Bank, emphasized the importance of providing NRIs with a rewarding banking experience that combines competitive returns with seamless digital access. The revised rates reflect the bank's commitment to enhancing customer value and trust.

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