Emaar Homebuyers Offered Up to 50% Financing Before Handover

Jul 29, 2026

48 min

Jul 29, 2026 06:31

Emaar homebuyers can secure up to 50% financing before handover

## New Financing Option for Emaar Buyers

Emaar Development customers in Dubai can now secure pre-approval for up to 50% financing of a property's value through a new agreement with Abu Dhabi Commercial Bank (ADCB). This option is available for both ready and off-plan homes within Emaar's premium residential communities.

## Renewable Pre-Approval

The pre-approval is valid for 12 months and can be renewed annually until the property is handed over. This structure provides buyers with financial certainty during the construction period, ensuring access to funds when the property is completed.

## Streamlined Application Process

ADCB offers a streamlined, digital application process for this financing option. The agreement also extends to buyers of completed properties within Emaar's portfolio.

## Competitive Rates

Interest rates start at 3.49% per annum, fixed for three years, with no processing or valuation fees. This initiative aims to make home ownership more accessible by reducing initial costs and providing greater funding visibility during construction.

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